Veterans Information

If you are a qualified veteran who is thinking about buying a house let me help you through the process.  VA helps Service members, Veterans, and eligible surviving spouses become homeowners. I can help you through the process:

  • I will get you with a VA specialist Lender to get you qualified
  • I’ll arrange for you to get your Certificate of Eligibility (COE)
  • I ‘ll help you find the house of your dreams
  • I’ll guide you every step of the way.
  • I’ll hand you the keys to your brand new home

VA provides a Guaranty to lenders which allows them to provide you with more favorable terms, including:

  • No down payment as long as the sales price doesn’t exceed the appraised value.
  • No private mortgage insurance premium requirement.
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs may be paid by the seller. Often times you may not have to pay any closing costs
  • VA may be able to provide you some assistance if you run into difficulty making payments.

You should also know that:

  • You don’t have to be a first-time homebuyer.
  • You can reuse the benefit.
  • VA-backed loans are assumable, as long as the person assuming the loan qualifies.

If you are interested in getting more information on buying a home with no down payment and little or no closing costs,                                                                 Call me at (559) 706-3820 or Email me at t.thayer@sbcglobal.net     to get your VA loan information.  Let’s get started!